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Coverivo

About Coverivo

Insurance shouldn't feel complicated.

Coverivo is an independent insurance broker staffed by licensed insurance professionals. We combine digital tools and AI-assisted workflows with human expertise to make insurance easier to understand. We are not an insurance carrier.

The Coverivo insurance broker team in the office
Coverivo licensed insurance professionals together at the office table

A broker built around clarity

People do not struggle with insurance because they lack interest. They struggle because the process asks for too much, too soon, in language that is hard to use. Coverivo starts with questions, documents, and comparisons that make sense—then a licensed Coverivo insurance professional handles coverage decisions, placement, and sensitive issues.

We serve individuals and families, small businesses, and employers. The same insurance broker can help with personal policies, commercial coverage, and employee benefits without forcing you to restart your story.

Who we are

Coverivo is an insurance broker. Licensed insurance professionals work with you on recommendations, placement, claims guidance, and renewals. AI helps organize information; it does not replace those professionals.

Coverivo does not publish made-up years in business, customer counts, carrier lists, awards, or invented license numbers. Specific license details belong on the licensing page as they are published.

Licensed insurance professionals. Independent insurance broker. Intelligent technology.

Leadership

People behind the brokerage.

Coverivo is led by licensed insurance professionals who combine human expertise with intelligent technology. We are an independent insurance broker, not an insurance carrier.

Fadi Elkhatib, Founder and Chief Executive Officer of Coverivo

Leadership

A Message from Our CEO

At Coverivo, we believe insurance should provide more than a policy — it should provide confidence.

Our mission is to make the insurance experience simpler, more transparent, and more personal. As an independent insurance broker, our responsibility is to understand the needs of our clients, help them explore appropriate coverage options, and support them in making informed decisions.

We are building Coverivo around the combination of human expertise and intelligent technology. By using modern digital tools and AI capabilities alongside experienced insurance professionals, we aim to reduce complexity, improve the customer experience, and make it easier for individuals and businesses to navigate their insurance needs.

Technology may change how insurance is delivered, but our commitment remains personal. Trust, integrity, transparency, and service are at the center of every client relationship we build.

Whether you are protecting your family, your home, your vehicle, or your business, our goal is to be a brokerage you can rely on today and for the years ahead.

Thank you for placing your trust in Coverivo. We look forward to serving you.

Fadi Elkhatib

Founder & Chief Executive Officer

Coverivo

Mohammed Elkhatib, President of Coverivo

Leadership

A Message from Our President

At Coverivo, our focus is simple: put our clients first and build an insurance experience around their needs.

Insurance is an important part of protecting what people and businesses have worked hard to build. Our responsibility as a brokerage is to help make that process easier to understand, easier to navigate, and more responsive to each client's individual circumstances.

We are building Coverivo with a strong commitment to service, transparency, and long-term relationships. By combining the knowledge of our insurance professionals with modern digital tools, we can create a more efficient experience while maintaining the personal attention our clients deserve.

Our goal is not simply to help clients find coverage. We want to become a trusted insurance partner they can turn to as their needs change and grow.

Every interaction is an opportunity to earn that trust, and we intend to earn it through professionalism, responsiveness, and a genuine commitment to the people and businesses we serve.

Thank you for choosing Coverivo. We look forward to building a lasting relationship with you.

Mohammed Elkhatib

President

Coverivo

Ragheb Gheith, Chief Operating Officer of Coverivo

Leadership

A Message from Our Chief Operating Officer

At Coverivo, great service starts with great operations.

Our responsibility is to make every step of the insurance experience as clear, efficient, and dependable as possible — from the initial request and exploration of coverage options to ongoing policy service and customer support.

We are designing our operations around the client. That means combining knowledgeable people, streamlined processes, automation, and intelligent technology to reduce unnecessary complexity and help our team respond more effectively to our clients' needs.

Technology and AI give us powerful tools to improve speed, consistency, and accessibility, but technology alone does not create an exceptional customer experience. The people behind the technology, the quality of our processes, and our commitment to service are equally important.

As Coverivo grows, we will continue building an organization that values operational excellence, accountability, security, and continuous improvement.

Our goal is to create an insurance brokerage experience that clients can depend on — one that is modern and efficient while remaining personal and service-driven.

Ragheb Gheith

Chief Operating Officer (COO)

Coverivo

Why Coverivo

A better way to navigate insurance.

Insurance is complicated. Coverivo makes navigating it easier — without pretending AI can bind a policy.

Independent Choice

We help you explore applicable options instead of limiting you to a single insurance company.

Smarter Guidance

AI helps simplify complex insurance information and organize what matters.

Licensed Insurance Professionals

Coverivo is staffed by licensed insurance professionals for recommendations, placement, and coverage decisions.

One Broker Relationship

Personal insurance, business insurance, and employee benefits with one insurance broker.

Digital Convenience

Start online, continue with an advisor, and avoid repeating your story.

Long-Term Support

We're here for coverage questions, policy changes, renewals, and evolving insurance needs.

Technology where it's faster.
People where it matters.

Coverivo AI

Can assist with:

  • Insurance education
  • Guided intake
  • Document organization
  • Policy summaries
  • Coverage explanations
  • Quote preparation
  • Comparisons
  • Frequently asked questions
  • 24/7 initial guidance

Licensed insurance professionals

Help with:

  • Coverage recommendations
  • Complex insurance situations
  • Carrier coordination
  • Policy placement
  • Coverage questions
  • Renewals
  • Claims guidance
  • Business risk conversations
  • Employee benefits strategy

AI doesn't replace Coverivo's licensed insurance professionals. It helps them serve you better.

Ready when you are

Better coverage starts with a better conversation.

Tell us what you need, ask Coverivo AI, or start a quote. We'll help you understand the next step.

Talk to a Professional
About Coverivo | Coverivo