Legal
Terms of Use
These terms govern use of the Coverivo website and related digital tools. They should be reviewed by counsel before production use.
Coverivo is an independent insurance broker staffed by licensed insurance professionals, not an insurance carrier. Using this website does not create a bound policy, a guarantee of coverage, or an advisory relationship beyond the request you submit.
No binding through the website or AI
Quotes, comparisons, coverage checks, and Coverivo AI responses are informational. Coverage is subject to underwriting, eligibility, policy terms, exclusions, and carrier approval. Insurance products and availability vary by state and insurance company. Coverage is subject to underwriting, eligibility requirements, policy terms, exclusions, and carrier approval.
Accuracy of information
You agree to provide information that is accurate to the best of your knowledge. Misstatements can affect eligibility, pricing, and claim outcomes with a carrier.
Acceptable use
You may not misuse Coverivo systems, attempt unauthorized access, upload malicious files, or use the service to violate law.
Limitation
To the extent permitted by law, Coverivo is not liable for decisions made solely on AI output or for carrier underwriting outcomes. These terms do not limit rights that cannot be waived.