Who typically needs this
- Apartment, house, and room renters
- Students living off campus
- Anyone whose landlord requires proof of insurance
Individuals & Families
Renters Insurance
Renters insurance can help protect personal belongings and provide liability coverage if someone is injured in your rented home. Coverivo helps you understand limits, replacement cost options, and what a landlord policy does not cover.
Common coverages
- Personal property
- Personal liability
- Loss of use / additional living expenses
- Optional scheduled personal property
Things to consider
- A landlord policy generally covers the building, not your belongings
- High-value items may need scheduled coverage
- Roommates may need their own policy
Questions people ask
Does my landlord's insurance cover my things?
Usually not. Landlord coverage typically protects the building. Renters insurance is designed for your belongings and liability.
Coverivo is an independent insurance broker, not an insurance carrier. Coverivo is staffed by licensed insurance professionals who help you evaluate and request coverage from applicable markets. We do not underwrite or issue insurance policies. Insurance products and availability vary by state and insurance company. Coverage is subject to underwriting, eligibility requirements, policy terms, exclusions, and carrier approval.