Who typically needs this
- Businesses that own or lease a location
- Companies with equipment, stock, or specialized tools
Business
Commercial Property
Commercial property insurance can cover buildings, tenant improvements, equipment, and inventory. Coverivo helps you review valuation, deductibles, and business income needs.
Common coverages
- Building and business personal property
- Business income and extra expense, when selected
- Optional ordinance or law and equipment breakdown
Things to consider
- Replacement cost versus actual cash value changes claim outcomes
- Flood, earthquake, and certain water losses may require separate coverage
Questions people ask
Does commercial property cover a flood?
Typically not. Flood is often excluded and may require a separate policy.
Coverivo is an independent insurance broker, not an insurance carrier. Coverivo is staffed by licensed insurance professionals who help you evaluate and request coverage from applicable markets. We do not underwrite or issue insurance policies. Insurance products and availability vary by state and insurance company. Coverage is subject to underwriting, eligibility requirements, policy terms, exclusions, and carrier approval.