Who typically needs this
- Businesses that own work vehicles
- Companies whose employees drive for work
- Contractors transporting tools or materials
Business
Commercial Auto
Commercial auto insurance is designed for vehicles owned, leased, or used by a business. Personal auto policies often exclude business use. Coverivo helps you review vehicles, drivers, and hired/non-owned exposures.
Common coverages
- Liability for owned autos
- Physical damage for business vehicles
- Hired and non-owned auto, when needed
Things to consider
- Personal auto policies may not cover business use
- Driver screening and vehicle type affect pricing
Questions people ask
Can I use personal auto insurance for work vehicles?
Often no. Business use and commercial vehicles typically require a commercial auto policy. A Coverivo advisor can help you review the exposure.
Coverivo is an independent insurance broker, not an insurance carrier. Coverivo is staffed by licensed insurance professionals who help you evaluate and request coverage from applicable markets. We do not underwrite or issue insurance policies. Insurance products and availability vary by state and insurance company. Coverage is subject to underwriting, eligibility requirements, policy terms, exclusions, and carrier approval.