Who typically needs this
- Service, retail, and contracting businesses
- Companies that enter client sites or host customers
- Businesses required to show certificates of insurance
Business
General Liability
General liability insurance can help address claims that your business caused bodily injury, property damage, or certain advertising injuries. Coverivo helps small businesses understand when GL is requested by clients, landlords, or contracts.
Common coverages
- Bodily injury and property damage liability
- Personal and advertising injury, subject to the form
- Products and completed operations, depending on operations
Things to consider
- GL does not typically cover professional mistakes, auto, or workers' compensation
- Contractual additional-insured requirements should be reviewed carefully
Questions people ask
What does general liability cover?
It generally helps with third-party injury and property damage claims arising from business operations. It is not a catch-all for every business risk.
Coverivo is an independent insurance broker, not an insurance carrier. Coverivo is staffed by licensed insurance professionals who help you evaluate and request coverage from applicable markets. We do not underwrite or issue insurance policies. Insurance products and availability vary by state and insurance company. Coverage is subject to underwriting, eligibility requirements, policy terms, exclusions, and carrier approval.