Who typically needs this
- Consultants, agencies, and professional service firms
- Businesses that provide advice, design, or specialized expertise
Business
Professional Liability
Professional liability insurance, sometimes called errors and omissions (E&O), can help with claims that a professional service caused financial harm. Coverivo helps service firms understand how this differs from general liability.
Common coverages
- Claims of negligent professional services, subject to the form
- Defense costs as described in the policy
Things to consider
- GL typically does not cover professional errors
- Claims-made forms often require attention to retroactive dates and tail coverage
Questions people ask
Is professional liability the same as general liability?
No. General liability is more focused on bodily injury and property damage. Professional liability is designed around errors in professional services.
Coverivo is an independent insurance broker, not an insurance carrier. Coverivo is staffed by licensed insurance professionals who help you evaluate and request coverage from applicable markets. We do not underwrite or issue insurance policies. Insurance products and availability vary by state and insurance company. Coverage is subject to underwriting, eligibility requirements, policy terms, exclusions, and carrier approval.