Who typically needs this
- Employers with staff, contractors, or hiring activity
- Growing companies formalizing HR processes
Business
Employment Practices Liability (EPLI)
EPLI can help businesses respond to employment practices claims. Coverivo helps employers understand how EPLI relates to HR practices and other liability policies.
Common coverages
- Allegations such as discrimination, harassment, or wrongful termination, subject to the form
- Defense costs as described in the policy
Things to consider
- Wage-and-hour claims are often limited or excluded
- HR documentation and handbook practices can affect both risk and underwriting
Questions people ask
Does general liability cover employment claims?
Usually not. Employment practices claims are commonly addressed through EPLI or a management liability package.
Coverivo is an independent insurance broker, not an insurance carrier. Coverivo is staffed by licensed insurance professionals who help you evaluate and request coverage from applicable markets. We do not underwrite or issue insurance policies. Insurance products and availability vary by state and insurance company. Coverage is subject to underwriting, eligibility requirements, policy terms, exclusions, and carrier approval.