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Coverivo

Business Insurance · 6 min

What Is General Liability?

General liability is a foundational business coverage for many third-party injury and property damage claims.

General liability (GL) insurance is designed to help a business respond to certain claims that its operations caused bodily injury, property damage, or specified advertising injuries.

It is often requested by landlords, clients, and contracts. A certificate of insurance is a common way businesses show that GL is in force, subject to the actual policy.

GL is not a complete insurance program. It typically does not replace commercial auto, workers’ compensation, professional liability, or cyber coverage.

If you are unsure whether GL is enough, start with Coverivo AI or a quote intake. A licensed advisor can help identify related coverages.

What Is General Liability? | Coverivo